Terms and Conditions

Terms & Conditions for Anthonydoty.com

Effective Date: 3/13/2025 Last Updated: 9/3/2024

1. Acceptance of Terms By accessing or using my website Anthonydoty.com (the “Site”), you acknowledge that you have read, understood, and agree to be bound by these Terms & Conditions (“T&Cs”). If you do not agree with these T&Cs, please do not use the Site.

2. Changes to Terms I reserve the right to modify, update, or replace these T&Cs at any time. Any changes will be effective immediately upon posting. It is your responsibility to review these terms periodically.

3. Business Information

  • Business Name: Anthony Doty Financial Empowerment Coaching
  • Business Address: 1030 North Rogers Lane Ste 121 1160, Raleigh, NC 27160
  • Phone: 1-940-268-3689
  • Email: [email protected]
  • Website: https://anthonydoty.com
  • State of Operation: North Carolina
  • City: Raleigh

4. Use of the Site You agree to use this Site solely for lawful purposes and in compliance with all applicable laws and regulations. The Site provides financial empowerment coaching, digital tools, and educational content. Misuse of Site content or violating these T&Cs may result in termination of access.

5. Intellectual Property All content on the Site, including but not limited to text, graphics, logos, images, digital products, and educational resources, is my exclusive property or that of my content suppliers and is protected under applicable intellectual property laws. Unauthorized reproduction, distribution, or derivative works are strictly prohibited.

6. User Conduct You agree not to:

  • Engage in any fraudulent, misleading, or illegal activities.
  • Harass, threaten, or violate the rights of others.
  • Distribute harmful software or attempt to disrupt the Site’s functionality.
  • Violate the terms associated with purchasing digital products, services, or resources.

7. Digital Products & Services Purchasing or accessing digital products and services on this Site means you acknowledge and agree to abide by specific licensing terms. Refunds are subject to my Refund Policy, which is available on the Site.

8. Refund & Cancellation Policy

  • Coaching Services: Due to the nature of coaching services, all sales are final, and no refunds will be issued. However, I am committed to working with clients to find solutions that minimize disputes and maintain a positive reputation.
  • Exceptions: In rare cases, refunds may be granted at my sole discretion if a client demonstrates extraordinary circumstances that prevent them from participating in coaching sessions.
  • Rescheduling Policy: Clients must provide at least 24 to 48 hours’ notice to reschedule a session without penalty. If rescheduling is requested within less than 24 hours of the session, a 50% charge will apply.
  • Missed Appointments: If a client fails to attend a scheduled session without prior notice, no refund or reschedule will be provided.

9. User-Generated Content If the Site allows for comments, posts, or submissions, you agree that:

  • Your content must not be offensive, defamatory, or misleading.
  • You will not post unauthorized commercial content or spam.
  • I reserve the right to remove any user-generated content at my sole discretion.

10. Privacy & Data Protection I value your privacy and am committed to protecting your personal information. My Privacy Policy outlines how I collect, use, and protect your data. By using this Site, you consent to the terms outlined in my Privacy Policy.

11. Third-Party Links & Affiliate Disclosure The Site may contain links to third-party websites for additional resources. I do not endorse or assume responsibility for the content, privacy practices, or policies of any third-party websites.

I may also participate in affiliate marketing programs, which means I may earn a commission on qualifying purchases made through affiliate links on the Site. These links do not increase your cost, and I only promote products or services that align with my values and expertise.

12. Subscription & Membership Policy (If Applicable) If I offer subscription-based services or membership programs, the following applies:

  • Billing Cycles: Subscription fees are charged automatically according to the selected billing cycle.
  • Cancellation: Clients may cancel their subscriptions at any time before the next billing cycle. No refunds will be provided for partially used subscription periods.
  • Renewal: Subscriptions renew automatically unless canceled before the renewal date.

13. AI & Data Usage Clause

  • Automated Processing: I may use artificial intelligence (AI) tools to enhance user experience and improve financial insights.
  • Data Security: Your data will not be sold or shared with third parties without consent, except as required by law or for necessary service functionality.
  • Cookies & Tracking: The Site may use cookies and analytics tools to monitor site traffic and user engagement. You can manage cookie settings in your browser.

14. Limitation of Professional Advice

  • While I provide financial education and empowerment coaching, I am not a licensed financial advisor, tax professional, or investment specialist. My services are for educational purposes only, and clients should seek professional legal, tax, or financial advice before making decisions.
  • Any actions taken based on the information provided through coaching, digital tools, or resources are at the user’s discretion and risk.

15. Disclaimers & Limitation of Liability

  • The Site provides financial education and coaching but does not offer legal, tax, or investment advice. Users should consult a licensed professional before making financial decisions.
  • The Site is provided “as is” without warranties of any kind. I am not responsible for any direct, indirect, incidental, or consequential damages arising from the use of this Site or services.

16. Indemnification You agree to indemnify and hold me, my affiliates, employees, and agents harmless from any claims, damages, or expenses arising from your use of the Site or violation of these T&Cs.

17. Governing Law & Dispute Resolution

  • These T&Cs shall be governed by and construed in accordance with the laws of North Carolina.
  • Any disputes shall be resolved through negotiation, mediation, or, if necessary, through the courts of North Carolina.
  • I encourage users to contact me directly to resolve any concerns before seeking legal recourse.

18. Accessibility Statement I am committed to ensuring digital accessibility for all users. If you experience any issues accessing content, please contact me at [email protected] for assistance.

19. Contact Information For any questions or concerns regarding these T&Cs, please contact:

  • Email: [email protected]
  • Phone: 1-940-268-3689
  • Mailing Address: 1030 North Rogers Lane Ste 121 1160, Raleigh, NC 27160

By using Anthonydoty.com, you acknowledge and agree to these Terms & Conditions.